Honestly this take is just too subjective to argue. That's more of a "to each their own" because if someone has $3k to spend on a PC I imagine, if they wanted, they could do another $1-200 on a build.
I would argue, and is more my experience having played the last 4 years on PC, is that Park is what deters me from spending. All the hacks and cheats run WILD online, which deters players from playing, which deters me from wanting to invest. If we could get a decent amount of players that I KNOW aren't cheating, then I may play it more. Until then, I just play MyLeague over and over again until I get bored, come back a month later, rinse and repeat.