[studbucket]

To echo cjonesfan, indexes are a great and simple way to invest. Look up "Couch Potato Portfolios". They give you reasonable risk management in a very simple set of indexes.


You can certainly do more complex stuff than that, but it's pretty simple.

I also believe strongly in Vanguard and how they are modeled around long-term, buy-and-hold, dollar-cost-averaging investing. Unless you're spending 20+ hours a week doing research, market timing is a fools errand.