[cjonesfan921]

Honestly, only need to do one thing if you're a common man. Invest in the index fund, either SPY or VOO.

You can have more aggressive investing with money you can spare to be aggressive with and that's all.

If you're a high net worth person, I'd still focus on the index fund investing but also sprinkle in some private equity investing.

I do it on my own, to answer your question. I've done super aggressive and lost it all and I've also done the boring index investing and have had good success. I've also had success in real estate but it comes with major headaches and getting lucky with the post-covid market surge. I dumped one extremely poor producing multi-fam for a decent profit. My business partner and I tried to dabble into Airbnb properties in FL but have had to shift to longer term rentals there. They're not totally self-sufficient but hoping they both eventually are.